SIP for Retirement Calculator — How Much to Invest Monthly

For a ₹5 crore corpus at 60 (starting age 30): need ₹12,500/month flat SIP at 12% for 30 years. For ₹3 crore: ₹7,500/month. For ₹10 crore: ₹25,000/month. Start early — every 5-year delay doubles the required SIP.

Current Age

Retirement Age

Monthly Expenses Today (₹)

Expected Inflation (% p.a.)

Years in Retirement

Corpus Needed

₹8,61,52,368

Monthly Expense at Retirement

₹2,87,175

Years to Build Corpus

30 yrs

Corpus is estimated as future annual expenses × years of retirement (simplified). Assumes post-retirement returns equal inflation. Use the Goal SIP calculator to find your required monthly investment.

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Common questions about SIP for Retirement Calculator — How Much to Invest Monthly

How much SIP do I need for retirement?

It depends on your target corpus and timeframe. For ₹5 crore in 30 years at 12%: ₹12,500/month. In 25 years: ₹21,000/month. In 20 years: ₹37,000/month. Starting 5 years earlier saves you almost 50% in monthly investment.