SCSS Maximum Deposit - Rs 30 लाख कैलकुलेटर
The maximum SCSS deposit per individual is Rs 30 लाख. At 8.2%, annual interest is Rs 2.46 लाख (Rs 61,500/quarter). Over 5 वर्ष, कुल ब्याज = Rs 12.3 लाख. After Section 80TTB deduction (Rs 50,000), करable interest is Rs 2.11 लाख at 20% कर bracket = Rs 42,200 कर. Net post-कर income: Rs 2,03,800/year (Rs 6.79% effective yield).
Quarterly Payout
₹30,750
Annual Income
₹1,23,000
Total Interest (5 yrs)
₹6,15,000
SCSS rate: 8.2% p.a. (Q1 FY 2026-27). Max deposit ₹30L. Tenure: 5 years (extendable by 3). Interest paid quarterly. TDS applicable if interest exceeds ₹50,000/year.
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