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Singapore HDB Mortgage Calculator
Calculate monthly HDB loan repayments. HDB loans at 2.6% (CPF-OA rate + 0.1%). TDSR limit is 55% of gross income.
Loan Amount
S$450,000.00
Max LTV Allowed
90%
Monthly Repayment
S$2,041.51
Total Repaid
S$612,453.83
Total Interest
S$162,453.83
HDB loan rate is 2.6% (CPF-OA rate of 2.5% + 0.1%), max tenure 25 years. Bank loans pegged to SORA (~4–4.5% as at April 2026). TDSR must not exceed 55% of gross monthly income.