Step-Up SIP for ₹1 करोड़ — How Much to Start?

To reach ₹1 करोड़ in 15 वर्ष with 10% annual step-up at 12% रिटर्न, you need to start with approximately ₹14,750/month. Without step-up, you'd need ₹19,819/month — ₹5,069 more from day one.

Total Invested

₹9,56,245

Estimated Returns

₹7,30,918

Total Value

₹16,87,163

Step-Up SIP increases your monthly investment by 10% each year — matching typical salary increments to significantly boost your final corpus versus a flat SIP.

Weekly Indian rate update

RBI repo, top FD rates, tax deadlines. Free. No spam.

Calculated with CalcCrack