Step-Up SIP vs Regular SIP — Side-by-Side Comparison

Over 20 वर्ष at 12%, ₹5,000 flat SIP = ₹49.96 लाख. ₹5,000 with 10% step-up = ₹96.75 लाख — nearly double! The step-up invests more as income grows, supercharging compounding.

Total Invested

₹9,56,245

Estimated Returns

₹7,30,918

Total Value

₹16,87,163

Step-Up SIP increases your monthly investment by 10% each year — matching typical salary increments to significantly boost your final corpus versus a flat SIP.

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Calculated with CalcCrack