Step-Up SIP Calculator — 10% Annual Increase
A ₹5,000/month SIP with 10% annual step-up at 12% for 10 years grows to ₹12.88 lakh — vs ₹11.62 lakh for a flat SIP. The 10% step-up adds ₹1.26 lakh to your corpus.
Total Invested
₹9,56,245
Estimated Returns
₹7,30,918
Total Value
₹16,87,163
Step-Up SIP increases your monthly investment by 10% each year — matching typical salary increments to significantly boost your final corpus versus a flat SIP.
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Common questions about Step-Up SIP Calculator — 10% Annual Increase
What is a step-up SIP?
A step-up SIP automatically increases your monthly investment by a fixed percentage each year — typically 10-15%, matching salary increments. This way you invest more as you earn more, significantly boosting your final corpus compared to a flat SIP.
How much extra does a 10% step-up SIP give?
Over 10 years, a 10% step-up adds roughly 10-12% more to your corpus vs a flat SIP. Over 20 years, the difference is dramatic — a 10% step-up SIP can give 40-60% more corpus than a flat SIP at the same starting amount.