Sukanya Samriddhi - Maximum Rs 12,500/Month Deposit
Depositing the maximum Rs 1.5 लाख/year (Rs 12,500/month) in SSY at 8.2% for 15 वर्ष results in a परिपक्वता corpus of approximately Rs 71 लाख at age 21. Total deposited: Rs 22.5 लाख. Interest earned: Rs 48.5 लाख - more than double the deposit. Every year of SSY deposit qualifies fully for Section 80C deduction (Rs 1.5 लाख).
Total Deposited
₹22,50,000
15 years of deposits
Interest Earned
₹34,19,840
Maturity at Age 21
₹56,69,840
SSY rate: 8.2% p.a. compounded annually (Q1 FY 2026-27). Deposits for 15 years, maturity at girl's age 21. Min ₹250/year, max ₹1.5L/year. Interest fully tax-free under Section 80C.
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