🎓

Student Loan Calculator — $30K, 10-Year Repayment

Standard 10-year repayment on $30,000 in federal student loans.

Loan Balance ($)

Interest Rate (%) (%)

Loan Term (years)

Monthly Payment (Standard)

$341.10

Total Interest (Standard)

$10,932.24

Total Paid (Standard)

$40,932.24

Monthly Payment (Extended 25yr)

$203.12

Total Interest (Extended)

$30,937.47

Interest Difference

$20,005.22 more

Federal student loan interest rates 2025-26: 6.53% undergrad, 8.08% grad, 9.08% PLUS.

Federal student loan interest rates 2025-26: 6.53% undergrad, 8.08% grad, 9.08% PLUS.