📊 Excel Alternative
Salary Calculator Excel — CTC Breakup Template
Quick Answer
Excel salary CTC templates require you to manually maintain tax slab tables and PF rules. CalcCrack Salary Calculator has FY 2025-26 tax rules built in, computes both new and old regime, and generates a full monthly pay-slip breakdown — no Excel formulas to maintain.Why use CalcCrack instead of an Excel template
- ✓FY 2025-26 tax rules built in — new regime slabs, 87A rebate, standard deduction
- ✓Full CTC breakup: Basic, HRA, PF (employee + employer), Gratuity, Special Allowance, Professional Tax
- ✓New vs old regime comparison in one click
- ✓State-wise Professional Tax — Maharashtra, Karnataka, Andhra Pradesh, and more
- ✓Shareable link — send your salary computation to HR or CA for review
Feature Comparison
| Feature | CalcCrack 💼 | 📊 Excel Template |
|---|---|---|
| Works on mobile without app | ✓ | × |
| No download or installation | ✓ | × |
| Shareable link | ✓ | × |
| Always up-to-date data | ✓ | × |
| Advanced calculation modes | ✓ | Partial |
| Offline use | × | ✓ |
| Custom formatting | × | ✓ |
Try it free — no download needed
Salary Calculator works instantly in your browser on any device. No Excel, no Google Sheets, no install.
Frequently Asked Questions
How do I calculate in-hand salary from CTC in Excel?+
In Excel, you need to set up formulas for Basic (40-50% of CTC), HRA (40-50% of Basic), PF (12% of Basic), Gratuity (4.81% of Basic), then compute TDS on taxable salary. CalcCrack does all of this automatically.
What is the employer PF contribution?+
Employer PF contribution is 12% of Basic Salary. Of this, 8.33% goes to the Employee Pension Scheme (EPS) capped at ₹1,250/month, and the balance to the EPF account. Both employer and employee contributions are 12% of Basic.
Is gratuity part of CTC?+
Most companies include Gratuity in CTC at 4.81% of Basic Salary (= 15/26 × 1 month Basic × 12 months). However, you only receive gratuity if you complete 5 years of service.
How is HRA exemption calculated?+
HRA exemption (under old regime only) = minimum of: actual HRA received, 50% of Basic (metro) or 40% (non-metro), actual rent paid minus 10% of Basic. The lowest of these three is the HRA exemption.
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Disclaimer: This page is for informational purposes and does not constitute financial, tax, or investment advice. Tax rules and rates are as per FY 2025-26 and subject to change. Always consult a SEBI-registered advisor or Chartered Accountant before making financial decisions.