Education Loan Calculator — Student Loan EMI हिंदी में
₹10L, 10.5%, 7 साल, 2 साल moratorium: EMI ₹18,984।
Monthly EMI
₹23,097
Total Payable
₹27,71,696
Accrued Interest (Moratorium)
₹2,85,000
Effective Principal
₹17,85,000
Interest accrues (simple) during the course + 6-12 month grace period (moratorium). EMI starts after moratorium ends. Interest paid during repayment is deductible under Section 80E (no upper limit).
₹10L, 10.5%, 7 साल, 2 साल moratorium: EMI ₹18,984।
Moratorium: course + 1 साल। 80E में interest full deduction।
अक्सर पूछे जाने वाले प्रश्न
Moratorium?
Course + 1 साल, EMI नहीं, interest accumulate।
Tax?
80E: full interest deduction, 8 साल।
Collateral-free?
₹7.5L तक। IIT/IIM: ₹20L+।
Vidyalakshmi?
Govt portal — all banks में apply।
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