EMI vs Rent Calculator — Buy vs Rent हिंदी में
₹50L property, 8.5%, 20yr: EMI ₹43,391 vs Rent ₹20K।
Monthly EMI
₹55,541
Total Buying Cost
₹1,49,29,765
Total Renting Cost
₹99,19,786
Property Value at End
₹2,56,57,084
Break-Even Year
Year 1
Verdict
Buying is better long-term
Compares total cost of buying (down payment + EMIs) vs renting (with annual rent increases) over the loan tenure. Factors in property appreciation for the buying scenario.
₹50L property, 8.5%, 20yr: EMI ₹43,391 vs Rent ₹20K।
Buy vs Rent: appreciation, rent escalation, tax benefits।
अक्सर पूछे जाने वाले प्रश्न
India buy better?
P/R ratio <15: buy। >20: rent।
Tax benefit?
24: ₹2L interest। 80C: ₹1.5L principal।
Opportunity cost?
Down payment equity में alternative।
Rent negotiate?
2-3yr lease पर discount।
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