EMI vs Rent Calculator — తెలుగులో
Hyderabad: ₹30K rent vs ₹45K EMI (₹60L, 8.5%, 20yr). 7 సంవత్సరాలలో EMI win.
Monthly EMI
₹55,541
Total Buying Cost
₹1,49,29,765
Total Renting Cost
₹99,19,786
Property Value at End
₹2,56,57,084
Break-Even Year
Year 1
Verdict
Buying is better long-term
Compares total cost of buying (down payment + EMIs) vs renting (with annual rent increases) over the loan tenure. Factors in property appreciation for the buying scenario.
Hyderabad: ₹30K rent vs ₹45K EMI (₹60L, 8.5%, 20yr). 7 సంవత్సరాలలో EMI win.
Rent or buy? Opportunity cost, tax benefit, appreciation compare.
తరచుగా అడిగే ప్రశ్నలు
Break-even?
7–10 సంవత్సరాలు typically.
Tax benefit?
₹3.5L/year on owned home.
Opportunity cost?
Down payment investment returns.
When buy?
Stay 7+ years, stable income.
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