Home Affordability Calculator — घर खरीदने की क्षमता हिंदी में
₹1L salary, 40% FOIR: max EMI ₹40K। 8.5%, 20yr: max loan ₹46L।
Max House Price
₹61,85,388
Max Loan Amount
₹51,85,388
Max Monthly EMI
₹45,000
Down Payment (Savings)
₹10,00,000
Based on the 30% DTI (Debt-to-Income) rule — your EMI should not exceed 30% of monthly income. Lenders typically require 10–20% down payment. Savings assumed to be used fully as down payment.
₹1L salary, 40% FOIR: max EMI ₹40K। 8.5%, 20yr: max loan ₹46L।
FOIR 40-50%। Banks सभी EMIs देखते हैं।
अक्सर पूछे जाने वाले प्रश्न
FOIR?
EMIs / income × 100। Max 40-50%।
Down payment?
Min 10-20%। ₹75L: 80% loan।
CIBIL?
750+ best rates।
Joint loan?
Higher eligibility + both tax benefits।
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