Home Affordability — ਪੰਜਾਬੀ ਵਿੱਚ
₹1L/ਮਹੀਨਾ, 20% down, 8.5%: ₹80L ਘਰ.
Max House Price
₹61,85,388
Max Loan Amount
₹51,85,388
Max Monthly EMI
₹45,000
Down Payment (Savings)
₹10,00,000
Based on the 30% DTI (Debt-to-Income) rule — your EMI should not exceed 30% of monthly income. Lenders typically require 10–20% down payment. Savings assumed to be used fully as down payment.
₹1L/ਮਹੀਨਾ, 20% down, 8.5%: ₹80L ਘਰ.
ਘਰ: income 3× rule.
ਅਕਸਰ ਪੁੱਛੇ ਜਾਣ ਵਾਲੇ ਸਵਾਲ
Down?
20%.
EMI?
40%.
Tax?
80C+24B.
Joint?
ਜ਼ਿਆਦਾ.
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