NPS ਕੈਲਕੁਲੇਟਰ — ਪੰਜਾਬੀ ਵਿੱਚ
₹5000/ਮਹੀਨਾ, 30 ਸਾਲ, 10%: ₹1.1 ਕਰੋੜ corpus.
Total Corpus
₹61,43,586
Est. Monthly Pension
₹12,287
Tax-Free Lumpsum (60%)
₹36,86,152
Annuity Fund (40%)
₹24,57,434
Equity assumed at 12% p.a., Debt at 7% p.a. Max equity allocation is 75% (Active choice). 60% lumpsum is tax-free; 40% must be used to buy an annuity (6% annuity assumed for pension estimate).
₹5000/ਮਹੀਨਾ, 30 ਸਾਲ, 10%: ₹1.1 ਕਰੋੜ corpus.
NPS: market-linked ਰਿਟਾਇਰਮੈਂਟ ਬੱਚਤ.
ਅਕਸਰ ਪੁੱਛੇ ਜਾਣ ਵਾਲੇ ਸਵਾਲ
NPS vs PPF?
NPS: market. PPF: guaranteed.
Annuity?
40% compulsory.
Exit?
60 ਸਾਲ.
Tax?
80CCD(1B): ₹50K.
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