NPS కాలిక్యులేటర్ — తెలుగులో
₹5000/నెల, 30 సంవత్సరాలు, 10%: ₹1.1 కోటి corpus. 40% annuity: ₹29K/నెల pension.
Total Corpus
₹61,43,586
Est. Monthly Pension
₹12,287
Tax-Free Lumpsum (60%)
₹36,86,152
Annuity Fund (40%)
₹24,57,434
Equity assumed at 12% p.a., Debt at 7% p.a. Max equity allocation is 75% (Active choice). 60% lumpsum is tax-free; 40% must be used to buy an annuity (6% annuity assumed for pension estimate).
₹5000/నెల, 30 సంవత్సరాలు, 10%: ₹1.1 కోటి corpus. 40% annuity: ₹29K/నెల pension.
NPS: ప్రభుత్వ పదవీ విరమణ పథకం. 80C+80CCD(1B): ₹2L పన్ను ఆదా.
తరచుగా అడిగే ప్రశ్నలు
NPS vs PPF?
NPS: market-linked, pension. PPF: guaranteed, flexible.
Exit age?
60 వరకు lock. 25% early withdrawal allowed.
Tax?
80CCD(1B): extra ₹50K deduction.
Annuity?
40% compulsory annuity at maturity.
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