Health Insurance Calculator — स्वास्थ्य बीमा Premium हिंदी में
Family floater ₹10L (35yr, metro): ₹15K-25K/yr। Individual ₹5L: ₹7K-12K।
Est. Annual Premium (₹5L cover)
₹15,360 – ₹28,800
Recommended Minimum Cover
₹120.0L
Tax Savings under 80D
~₹2,500/yr
Cover Tier Comparison
₹5.0L cover₹15,360 – ₹28,800/yr
₹10.0L cover₹24,102 – ₹45,192/yr
₹25.0L cover₹43,724 – ₹81,983/yr
80D deduction limit
Section 80D allows deduction up to ₹25,000/yr for health insurance premiums (standard rate). Premiums are estimates — get exact quotes from insurers.
Family floater ₹10L (35yr, metro): ₹15K-25K/yr। Individual ₹5L: ₹7K-12K।
Medical inflation 10%+। ₹5-10L minimum cover। 80D: ₹25K-75K deduction।
अक्सर पूछे जाने वाले प्रश्न
कितना cover?
Metro: min ₹10L। Medical inflation 10%/yr।
Floater vs Individual?
Young family: floater value।
Pre-existing?
2-4yr waiting. Declare honestly।
80D?
Self ₹25K। Parents 60+: ₹50K।
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