Health Insurance Calculator — மருத்துவ காப்பீடு Premium தமிழில்
Family floater ₹10L (35yr, metro): ₹15K-25K/yr.
Est. Annual Premium (₹5L cover)
₹15,360 – ₹28,800
Recommended Minimum Cover
₹120.0L
Tax Savings under 80D
~₹2,500/yr
Cover Tier Comparison
₹5.0L cover₹15,360 – ₹28,800/yr
₹10.0L cover₹24,102 – ₹45,192/yr
₹25.0L cover₹43,724 – ₹81,983/yr
80D deduction limit
Section 80D allows deduction up to ₹25,000/yr for health insurance premiums (standard rate). Premiums are estimates — get exact quotes from insurers.
Family floater ₹10L (35yr, metro): ₹15K-25K/yr.
Medical inflation 10%+. ₹5-10L minimum. 80D: ₹25K-75K.
அடிக்கடி கேட்கப்படும் கேள்விகள்
எவ்வளவு cover?
Metro: min ₹10L.
Floater vs Individual?
Young family: floater.
Pre-existing?
2-4yr waiting.
80D?
Self ₹25K. Parents 60+: ₹50K.
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