Health Insurance Calculator — తెలుగులో
Family 4, ₹5L cover: ₹12K–₹20K/year premium.
Est. Annual Premium (₹5L cover)
₹15,360 – ₹28,800
Recommended Minimum Cover
₹120.0L
Tax Savings under 80D
~₹2,500/yr
Cover Tier Comparison
₹5.0L cover₹15,360 – ₹28,800/yr
₹10.0L cover₹24,102 – ₹45,192/yr
₹25.0L cover₹43,724 – ₹81,983/yr
80D deduction limit
Section 80D allows deduction up to ₹25,000/yr for health insurance premiums (standard rate). Premiums are estimates — get exact quotes from insurers.
Family 4, ₹5L cover: ₹12K–₹20K/year premium.
Health insurance: hospital bills నుండి రక్షణ. ₹5-10L cover family కు.
తరచుగా అడిగే ప్రశ్నలు
Cover amount?
₹5L minimum, metro: ₹10L+.
Tax?
80D: ₹25K self, ₹25K parents.
Pre-existing?
2–4 years waiting period.
Network hospitals?
Cashless treatment.
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